1.      DEFINITIONS

1.1.   “Personal Information/Data” shall mean and include such personal and financial information of the Customer relating to his/her data /or documents, in any medium including financial information such as bank account or credit card or debit card or other payment instrument details, identification document details including passport, PAN card details, driving license, etc.

1.2.   “Service(s)” shall mean the either or all of the services offered by Qukser from time to time, which services may have add on components or features.

1.3.   “Service Terms” shall mean the terms and conditions separately provided with the Terms herein which shall be specifically applicable in relation to each Service(s).

1.4.   “Service Partner” means any third party service provider affiliated with Qukser.

1.5.   Total Fee” shall mean the sum of the Service Fee and the Visiting Fee, as applicable. The Total Fee is exclusive of applicable taxes and levies.

2.      CUSTOMER CONSENTS AND CONFIRMATIONS

1.1.   Further, the Customer has and hereby consents to the use of the Personal Information by Qukser for the purposes of providing the various services under the Service(s) offered by Qukser. Qukser respects the privacy of the Customer and the confidentiality of Customer’s Personal Information so collected by Qukser by itself or on its behalf and shall take all reasonable steps to protect it and maintain its confidentiality.

1.2.   The Customer also hereby consents to the Personal Information being disclosed by Qukser to any third party including any insurer, Service Partner of Qukser who will be either providing the add-on insurance or other benefit and/or services on each of the Service(s) for the purposes of fulfillment of the services or if required by law. 

1.3.   The Customer expressly and without limitation, consents to Qukser or its service partners recording phone calls between the Customer and Qukser on the helpline numbers set out in the relevant Service Terms in order for Qukser to inter alia (i) provide a record of the instructions received from the Customer and to share the same with the Service Partners, if required, (ii) allow itself or its service partners to monitor quality standards, (iii) training purposes, and (iv) meet legal and regulatory requirements. 

1.4.   The Customer hereby provides his/her consent to Qukser for appointing agents to collect amounts payable to Qukser, as may be considered necessary in the sole discretion of Qukser and which shall be at the sole risk and cost of the Customer.

1.5.   The Customer acknowledges that Qukser may engage third parties including Service Partners for the fulfillment of the services and the Customer hereby consents to Qukser disclosing, to the extent relevant, the Customer’s Personal Information and/or details of Service(s) availed by the Customer to inter alia (a) our affiliates Service Partners (b) to our suppliers, vendors, for the purposes of servicing the Customer.

1.6.   The Customer hereby consents to Qukser identifying any service providers and/or products that may be of some interest to the Customer.

3.      Cancellation and Rescheduling policy

3.1.   CANCELLATIONS

3.1.1.On cancellation of the opted services cancellation fees will be applicable.

3.2.   RESCHEDULING

3.2.1.Customer is allowed to reschedule the services for maximum 3 times.

3.2.2.If the customer reschedules the service for more than three times then rescheduling charges will be applicable.

4.      TERMINATION

4.1.   Qukser will cancel the Terms and/or the Service Terms if the Customer has at any time:

4.1.1. agreed to help any third party to try to fraudulently or dishonestly obtain money from Qukser or the Insurer; or

4.1.2. is in violation of applicable law as may be relevant to the use of the Service(s); or

4.1.3. Customer fails to return to Qukser or its authorized Service Partner(s)any goods/devices temporarily lent to him/her or money advanced on an emergency basis to him/her or tickets or hotel bookings made on behalf of the Customer and which are to be returned/reimbursed/paid as per the terms of the Service to Qukser or to its uthorized Service Partner.

 

5.      OBLIGATIONS AND COVENANTS OF THE CUSTOMER

5.1.    If the Customer receives a benefit as contemplated under any specific Service Terms and it is later discovered that the claim was dishonest, fraudulent or false, Qukser will take steps to recover from the Customer, such payment(s) made to the Customer by a third party.

6.      LIMITATION OF LIABILITY

6.1.    Qukser shall not be liable for any incidental, consequential, exemplary, special or indirect damages (including, but not limited to, loss of profits, revenues, data and/or use). Qukser disclaims all implied warranties of merchantability, fitness for a particular purpose, and noninfringement. Qukser’s total liability under the Terms and/or the relevant Service Terms shall not exceed the Total Fee.

7.       INDEMNITY

7.1.    The Customer hereby agrees to defend, indemnify and hold Qukser and its officers, directors, employees and subcontractors harmless from any and all losses, damages, liabilities, verdicts, settlements, judgments, costs, and expenses (including reasonable attorneys' fees) incurred by Qukser or its officers or employees arising out of:

a)      any wrongful act or omission of the Customer in relation to the usage of the Service(s);

b)     any willful misconduct, gross negligence or fraud by the Customer;

c)      any failure of the Customer to comply with the applicable law;

d)     any breach of the representations, warranties, obligations and covenants of the Customer or a default of the Customer’s obligations; and

e)     any third party claims arising out of the Customer’s use of the Service(s).

7.2.   This indemnity will survive the termination of the services.

8.       MISCELLLANEOUS

8.1.    The Terms will inure to the benefit of the legal successors of Qukser. Other than as stated above, no assignment of the Terms is possible.

9.      DAMAGES/LOSSES BY THIRD PARTY

9.1.   Qukser will not incur any liability to the other party on account of any loss or damage resulting from any delay or failure to perform all or any part of these Terms if such delay or failure is caused, in whole or in part, by events, occurrences, or causes beyond the control and without negligence of the parties. Such events, occurrences, or causes will include, without limitation, acts of God, bandhs, riots, acts of war, natural disaster, fire and explosions, or any other events reasonably beyond the control of either party.

9.2.   The Agreement shall be governed by the laws of the Republic of India.

9.3.   All disputes arising in connection with the Terms and/or the respective Service Term(s) shall be finally settled by arbitration pursuant to the rules of the Arbitration and Conciliation Act, 1995, by one arbitrator appointed in accordance with the said Rules. The seat of arbitration shall be Mumbai. The language of the arbitration proceedings shall be English. The decision of the arbitrator shall be final and binding on the parties.

9.4.    If you have any suggestions, feedback, complain regarding our service feel free contact

 

10.  CONFIDENTIALITY

10.1. Qukser shall make reasonable efforts to ensure that the Personal Information of the Customer is kept confidential and not disclosed to any third party except to the extent required for fulfillment of services.

 

11.  Changes in policy

11.1.  The terms and conditions as specified are in effect from [Date_of_launch] and will remain in effect with respect to any changes in its provisions in the future, which will be in effect immediately after being updated in this page.

11.2.  We reserve the right to make changes to our policy at anytime without prior notice at anytime , once informed about change in policy it is the duty of the Customer to periodically check this page for updates.

11.3.  Continued use of services after any modifications to policy will constitute as acknowledgment and agreement of the modifications and your consent to abide and be bound to modified Terms and Conditions.

11.4. If any changes are made the Customer will be notified through their registered email or through a prior notice on the website.